9 January 2013
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“Building wealth is hindered not by character flaws but by a

It is simple, and wears well. We should have nothing to complain about such a dress. We should not mind having it even for everyday wear. “Building wealth is hindered not by character flaws but by a history of structural barriers and practices that helped create wealth for White families and blocked asset building from Black families.”Notably, controlling for educational attainment didn’t close the observed wealth gap: Black households headed by a college graduate had a median net worth of negative $19,000, less than that of white households headed by high school graduates or GED earners. “This may be driven in part by a greater likelihood of having student loans, and may also be indicative of racial difference in labor market opportunity for college graduates,” the researchers explain. Census Bureau.

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